WhatsApp Hi Mom Scam: Is It a Scam?
In the 'Hi Mom' or 'Hi Dad' scam, fraudsters message you on WhatsApp pretending to be your child texting from a new phone number. They claim an emergency and urgently ask you to send money.
How This Scam Works
You receive a WhatsApp message from an unknown number saying 'Hi Mom, this is my new number. My phone broke.' After a brief exchange to build trust, the scammer claims they are in an urgent situation, such as needing to pay a bill, being stranded, or having their bank account locked. They ask you to transfer money immediately via bank transfer. The scammer may use information from social media to make the conversation more convincing, referencing real family details.
Red Flags to Watch For
- Message from an unknown number claiming to be your child
- Story about a broken or lost phone explaining the new number
- Urgent request for money shortly after initial contact
- Reluctance to make a voice or video call
- Request for bank transfer rather than methods you normally use with family
Example Scam Messages
What to Do If You Received This
- Call your child at their original number to verify
- Ask a personal question only your real child would know
- Never send money based on a text alone
- Do not save the new number until verified
- Be suspicious of any resistance to a voice or video call
What to Do If You Fell For It
- Contact your bank immediately to try to reverse the transfer
- File a police report
- Report the number to WhatsApp
- Alert family members so they are not targeted next
- Time is critical for bank transfers; act within hours
How to Report This Scam
- Report the number within WhatsApp (tap the number, Report)
- Report to the FTC at ReportFraud.ftc.gov
- File a complaint with FBI IC3 at ic3.gov
- File a local police report
Last updated: February 10, 2026
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