Venmo Wrong Person Scam: Is It a Scam?
A stranger sends you money on Venmo and then contacts you claiming it was an accident, asking you to send the money back. The original payment was made with a stolen credit card and will be reversed, leaving you out the money you 'returned.'
How This Scam Works
A scammer sends you money on Venmo using a stolen credit card or compromised Venmo account. They then message you saying they accidentally sent money to the wrong person and politely ask you to send it back. If you send the money from your own balance, the scammer receives it. Later, when the stolen card or hacked account owner reports the fraud, Venmo reverses the original payment from your account. You lose the money you sent back, and the reversed payment takes away what they originally sent you.
Red Flags to Watch For
- Unexpected Venmo payment from a stranger
- Immediate follow-up message asking you to return the money
- Pressure to return funds quickly before you can think it through
- Emotional appeals or sob stories about needing the money
Example Scam Messages
What to Do If You Received This
- Do NOT send money back directly
- Tell the person to contact Venmo support to reverse the transaction
- If it was a legitimate mistake, Venmo can reverse it through their system
- Do not spend the money either; wait for Venmo to resolve it
What to Do If You Fell For It
- Contact Venmo support immediately to report the situation
- Explain that you were scammed and request assistance
- File a police report
- Document all transactions and messages
- Venmo may be able to help recover funds in some cases
How to Report This Scam
- Report through Venmo's in-app support
- Report to the FTC at ReportFraud.ftc.gov
- File a complaint with FBI IC3 at ic3.gov
Last updated: February 10, 2026