Spoofed Caller ID Scam: Is It a Scam?

Yes, this is a scam. Do not click any links or provide personal information.

Caller ID spoofing allows scammers to display any phone number on your caller ID, including your bank's, a government agency's, or even your own number. This makes scam calls appear legitimate and trustworthy.

How This Scam Works

Scammers use inexpensive VoIP services or spoofing tools to set any number as their outgoing caller ID. When they call you, your phone displays the spoofed number, making it look like a call from your bank, the IRS, Social Security Administration, or local police. Because you see a familiar or official number, you are more likely to answer and trust the caller. They then use social engineering to extract personal information, demand payments, or gain remote access to your computer. Some scammers even spoof your own phone number to make it seem like an internal call.

Red Flags to Watch For

Example Scam Messages

Call from (appears to be your bank's number): 'This is the fraud department at [Bank]. We've detected suspicious activity on your account. I need to verify your identity. Can you please confirm your account number and the last four of your Social?' --- Call from (appears to be IRS number): 'This is Agent Thompson with the Internal Revenue Service. You have an outstanding tax balance of $4,800 and a warrant has been issued. To resolve this today, you need to make immediate payment.' --- Call from your own number: 'This is your phone provider. We've detected a security issue with your line. I need your account PIN to fix it.'

What to Do If You Received This

What to Do If You Fell For It

  • Contact the real organization immediately using their official number
  • Change any passwords or PINs you shared
  • Contact your bank if financial information was disclosed
  • Place a fraud alert on your credit reports
  • File a police report if money was lost

How to Report This Scam

Last updated: February 10, 2026