Recovery Room Scam: Is It a Scam?
Recovery room scams specifically target people who have already been scammed, promising to recover their lost money for an upfront fee. In many cases, the recovery scammers are the same people who ran the original scam, using stolen victim lists.
How This Scam Works
After losing money to a scam, you may be contacted by someone claiming to be a recovery specialist, law firm, or government agency that can get your money back. They say they have identified the scammers and frozen the funds, but need you to pay legal fees, processing costs, or taxes before they can return your money. They sound professional and may have a convincing website. Victims, desperate to recover their losses, pay the fees. The fees escalate with new obstacles, and no money is ever recovered. Some recovery scammers purchase victim lists from other scammers, knowing these people are vulnerable and motivated.
Red Flags to Watch For
- Unsolicited contact from someone claiming to recover your lost money
- They found you even though you did not seek recovery help
- Upfront fees required before any money is returned
- Claims to have already located and frozen scammer funds
- Guarantees of full recovery (no one can guarantee this)
- Pressure to pay quickly before a deadline or the funds are released
Example Scam Messages
What to Do If You Received This
- No legitimate recovery service charges upfront fees
- Government agencies do not contact scam victims to offer recovery services
- The FBI IC3 database is not publicly searchable
- Be skeptical of guaranteed recovery promises
- If you need help, contact your bank or a legitimate attorney
What to Do If You Fell For It
- Stop all payments immediately
- Do not engage further with the recovery scammers
- Contact your bank about any payments made
- File a new police report for this additional scam
- Seek support from legitimate organizations like AARP Fraud Watch (if applicable)
How to Report This Scam
- Report to the FTC at ReportFraud.ftc.gov
- File a complaint with FBI IC3 at ic3.gov
- Report to your state attorney general
- Report to the CFPB at consumerfinance.gov/complaint if a fake financial firm
Last updated: February 10, 2026