Port Out Scam: Is It a Scam?
A port out scam is similar to a SIM swap but involves transferring your phone number to a completely different carrier. The criminal uses your personal information to initiate a number port, gaining control of your phone number and all associated two-factor authentication codes.
How This Scam Works
Using your personal details obtained through phishing or data breaches, a scammer contacts a different mobile carrier and requests to port your number to a new account they control. The porting process is designed to let consumers switch carriers easily, but scammers exploit it. Your current carrier may send a confirmation text, but if the port goes through before you notice, your phone loses service. The scammer now controls your number on their carrier and can intercept all calls and texts. They then use this to bypass two-factor authentication and access your financial accounts.
Red Flags to Watch For
- Unexpected text from your carrier about a port-out request
- Sudden and complete loss of phone service
- Your carrier says your number was ported to another provider
- Unauthorized password reset emails for your accounts
- Your carrier's app or website shows account changes you did not make
Example Scam Messages
What to Do If You Received This
- Set up a port-out PIN with your carrier (different from your account PIN)
- Enable port-out protection features offered by your carrier
- Switch to authenticator apps instead of SMS-based 2FA
- Respond immediately to any carrier notifications about port requests
- Keep your carrier account information secure
What to Do If You Fell For It
- Contact your original carrier immediately to reverse the port
- Call your bank to freeze all accounts
- Change all passwords, especially email and financial accounts
- Place a credit freeze at all three credit bureaus
- File a police report and an FTC identity theft report
How to Report This Scam
- Report to your carrier's fraud department
- Report to the FTC at ReportFraud.ftc.gov
- File a complaint with FBI IC3 at ic3.gov
- File a complaint with the FCC at fcc.gov
- File an identity theft report at identitytheft.gov
Last updated: February 10, 2026
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