Dating App Catfish Scam: Is It a Scam?
Scammers create attractive fake profiles on dating apps like Tinder, Bumble, and Hinge to build emotional connections with victims. Once trust is established, they manipulate victims into sending money, gifts, or personal information.
How This Scam Works
A scammer creates a profile using stolen photos of an attractive person. They match with you and quickly build an intense emotional connection, often professing strong feelings within days. They always have a reason they cannot meet in person or video chat, such as being deployed overseas, working on an oil rig, or traveling for work. Eventually they introduce a financial crisis: a medical emergency, legal trouble, or needing money to travel to see you. Requests start small and escalate. Some romance scams pivot into crypto investment scams, asking you to invest on a platform they recommend.
Red Flags to Watch For
- Profile photos look too polished or model-like
- Quickly professes love or intense feelings
- Always has excuses for not meeting in person or video calling
- Claims to be overseas: military, oil rig, humanitarian work
- Asks for money for emergencies, flights, or medical bills
- Wants to move conversation to WhatsApp or a private channel quickly
Example Scam Messages
What to Do If You Received This
- Reverse image search their profile photos
- Insist on a video call before developing feelings
- Never send money to someone you have not met in person
- Be wary of anyone who professes love quickly
- Ask questions about their claimed location or job to verify consistency
What to Do If You Fell For It
- Stop all communication with the scammer
- Do not send any more money regardless of emotional pressure
- Contact your bank to report fraudulent transfers
- Save all messages, photos, and financial records as evidence
- File a police report
- Seek emotional support; romance scams are psychologically devastating
How to Report This Scam
- Report the profile on the dating app
- Report to the FTC at ReportFraud.ftc.gov
- File a complaint with FBI IC3 at ic3.gov (select romance scam)
- Report to the dating platform's trust and safety team
Last updated: February 10, 2026