Is Revolut Safe? Security Review
4/5
Overall Safety Score
★
★
★
★
★
Verdict: Revolut offers strong security features and is increasingly well-regulated with banking licenses. Past internal culture concerns have mostly been addressed as the company matures.
Revolut is a global fintech company offering banking, currency exchange, crypto trading, and stock trading. It has obtained banking licenses in multiple jurisdictions and serves over 35 million customers worldwide.
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Get Aura - Best Overall Protection →Security Ratings Breakdown
| Category | Score | Rating |
|---|---|---|
| Encryption | 4/5 | |
| Privacy | 3/5 | |
| Track Record | 3/5 |
Security Features
- Disposable virtual cards for online shopping
- Biometric authentication
- Location-based card security
- Instant card freeze and unfreeze
- Transaction notifications in real time
- Banking license in UK and EU (deposit protection)
Privacy Concerns
- Collects extensive financial and behavioral data
- In-app analytics track spending patterns
- Crypto and stock trading data collected
- Marketing based on transaction behavior
Past Security Incidents
- In 2019, reports surfaced about Revolut's compliance team being understaffed, with sanctions screening systems temporarily disabled
- Internal whistleblower complaints about company culture and compliance practices in 2018-2019
- A 2022 cyberattack exposed personal data of approximately 50,000 customers through social engineering of an employee
How to Stay Safe Using Revolut
- Use disposable virtual cards for online purchases
- Enable location-based security
- Set up biometric authentication
- Use transaction notifications
- Don't store more funds than needed
Safer Alternatives
- Wise (international transfers)
- N26 (European digital bank)
- Monzo (UK digital bank)
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Last updated: February 10, 2026